Investment Return Calculator

Understanding Investment Growth

This calculator shows you how your investments can grow over time through the power of compound interest. The longer you invest, the more your money can grow.

How Compound Interest Works

Compound interest means you earn returns on both your initial investment and previously earned returns. Over time, this creates exponential growth, making time your greatest asset in investing.

Expected Return Rates

• • Savings Account: 0.5-2% annually
• • Bonds: 3-5% annually
• • Balanced Portfolio: 6-8% annually
• • Stock Market (S&P 500): 7-10% historically
• • Aggressive Portfolio: 8-12% (higher risk)

Note: Past performance doesn't guarantee future results. Use conservative estimates for planning.

Tips for Successful Investing

• • Start early: Time is your biggest advantage
• • Invest consistently: Regular contributions build wealth
• • Stay diversified: Don't put all money in one investment
• • Think long-term: Avoid emotional decisions based on short-term market moves
• • Keep costs low: High fees eat into returns