Financial Health Score

Get a comprehensive assessment of your financial well-being. Answer questions to receive a score and personalized recommendations.

Assess Your Financial Health

How many months of expenses do you have in your emergency fund?

What is your debt-to-income ratio? (%)

Monthly debt payments ÷ Monthly income × 100

What percentage of your income do you save? (%)

What is your credit score?

Do you contribute to a retirement account (401k, IRA, etc.)?

Do you have adequate insurance coverage (health, life, disability)?

Do you track your expenses regularly?

What Gets Measured

Your Financial Health Score evaluates multiple aspects of your finances to provide a comprehensive assessment:

Emergency Fund (20 points): Do you have 3-6 months of expenses saved?
Debt Management (20 points): What's your debt-to-income ratio?
Savings Rate (20 points): What percentage of income do you save?
Credit Health (15 points): Do you have good credit habits?
Retirement Planning (10 points): Are you saving for the future?
Insurance Coverage (10 points): Are you adequately protected?
Expense Tracking (5 points): Do you track and control expenses?

Score Interpretation

80-100: Excellent - Strong financial foundation, well-prepared for emergencies
60-79: Good - Solid financial position, some areas for improvement
40-59: Fair - Basic financial stability, several areas need attention
20-39: Needs Improvement - Financial challenges present, action needed
0-19: Critical - Serious financial difficulties, immediate intervention needed

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