Tools to help you budget, save, and plan your financial future. All calculators are free and easy to use.
Calculate your budget breakdown using the popular 50/30/20 rule. Divide your income into needs, wants, and savings.
Use CalculatorCalculate how much you need in your emergency fund based on your monthly expenses and target coverage period.
Use CalculatorCreate a strategic plan to eliminate debt faster. Compare debt snowball vs avalanche methods and see your payoff timeline.
Use CalculatorPlan and track progress toward specific financial goals. Calculate required monthly contributions or timeline to reach your target.
Use CalculatorCalculate your DTI ratio to assess your ability to manage monthly payments. Important metric for loan approval and financial health.
Use CalculatorGet a comprehensive assessment of your financial well-being. Answer questions to receive a score and personalized recommendations.
Use CalculatorCreate a detailed monthly budget plan. Allocate your income across categories and track planned vs actual spending.
Use CalculatorDetermine how much you need to save for retirement. Calculate required contributions and see if you're on track.
Use CalculatorProject future investment value based on initial investment, monthly contributions, return rate, and time period.
Use Calculator🚀 Start Your Financial Journey Today
You've used our calculators to plan your finances—now make it happen. hilm.ai automatically tracks every expense and savings deposit, so you can see your progress in real-time and stay on track with your goals.
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