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Privacy Policy

Privacy Policy

Last Updated: January 2025

At hilm.ai, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your personal and financial information when you use our AI personal finance assistant.

Information We Collect

Financial Data

  • Transaction details (amounts, merchants, categories, dates)
  • Receipt images and extracted information
  • Voice messages and transcriptions
  • Spending patterns and financial queries

Account Information

  • Telegram user ID and username
  • Currency and timezone preferences
  • Subscription and billing information (processed securely through Stripe)

Usage Data

  • Commands and interactions with the bot
  • Feature usage patterns
  • Error logs and diagnostics

How We Use Your Information

We use your information to:

  • Provide personalized financial insights and recommendations
  • Process and categorize your transactions
  • Answer your financial questions
  • Improve our AI models and service quality
  • Send you important service updates (via Telegram)

Data Storage and Security

  • Encryption: All data is encrypted in transit and at rest
  • Database: Your data is stored securely in Supabase (PostgreSQL) with industry-standard security measures
  • Access: Only authorized systems can access your data
  • Retention: We retain your data as long as your account is active. You can request deletion at any time.

Data Sharing

We do not sell, rent, or share your personal or financial data with third parties except:

  • Service Providers: We use trusted services (Supabase, OpenAI, Stripe) that are necessary to operate hilm.ai
  • Legal Requirements: When required by law or to protect our rights

Your Rights

You have the right to:

  • Access your data
  • Correct inaccurate information
  • Delete your account and data
  • Export your transaction data
  • Opt out of certain data processing

To exercise these rights, contact us via Telegram (@omark4y) or email at [email protected].

AI and Data Processing

  • We use OpenAI’s API to process your messages, voice, and images
  • Your data may be used to improve our AI models (in accordance with OpenAI’s privacy policy)
  • We do not use your data to train third-party models without your consent

Children’s Privacy

hilm.ai is not intended for users under 18. We do not knowingly collect data from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We’ll notify you of significant changes via Telegram.

Contact Us

If you have questions about this Privacy Policy, contact us:

This is a beta product. We’re committed to transparency and will update this policy as we grow.