Getting Started with hilm.ai

Welcome to hilm.ai - your AI personal finance assistant that makes tracking expenses effortless and getting financial insights as simple as having a conversation.

Whether you’re looking to understand your spending patterns, set achievable financial goals, or just want an easier way to track expenses, hilm.ai is designed to help you take control of your finances through natural, everyday interactions.

What is hilm.ai?

hilm.ai is an AI-powered personal finance assistant available on Telegram that helps you:

Track expenses effortlessly - Log transactions using text, voice, or receipt photos
Get smart insights - Ask questions about your spending and receive instant, personalized answers
Receive tailored advice - Get recommendations based on your spending patterns and financial behavior
Set and achieve goals - Work toward financial freedom with actionable insights

The best part? You don’t need to fill out forms or navigate complex interfaces. Just talk naturally, and hilm.ai understands.

Getting Started

Step 1: Access hilm.ai

hilm.ai is available on Telegram. To get started:

Open Telegram on your device
Visit @hilmaibot or search for “hilmaibot” in Telegram
Click Start to begin your conversation

Step 2: Start Your Free Trial

When you first start the bot with /start, you’ll receive:

5 free messages - Try hilm.ai with no credit card required
7-day free trial - Full access to all features when you subscribe

This gives you plenty of time to explore all the features and see how hilm.ai can transform your financial tracking.

Step 3: Set Up Your Profile (Optional but Recommended)

While you can start tracking expenses immediately, setting up your profile helps hilm.ai provide more accurate insights:

Set Your Default Currency

/currency AED

Examples: /currency USD, /currency EUR, /currency GBP

Set Your Timezone

/timezone Dubai

Examples: /timezone +3, /timezone Asia/Kolkata, /timezone New York

These settings ensure your reports and summaries are consistent and accurate.

Core Features & How to Use

Expense Tracking

hilm.ai supports three ways to log your expenses - choose what works best for you:

📝 Text Messages

Simply type your expense naturally:

I spent 50 AED at Carrefour
Coffee $5.50 at Arbica.
Lunch 25 EUR at the restaurant

hilm.ai automatically extracts:

Amount
Currency
Merchant/Store name
Category (when identifiable)
Date

🎤 Voice Messages

Record a voice message describing your expense:

"I just spent 120 dirhams on groceries at Carrefour"
"Bought coffee for 5 dollars"

hilm.ai transcribes and processes voice messages in multiple languages, making it perfect for logging expenses on the go.

📸 Receipt Photos

Take a photo of any receipt and send it to hilm.ai. Our AI uses advanced OCR to extract:

Total amount
Merchant name
Items purchased
Date and time
Tax information

Just snap, send, and hilm.ai handles the rest.

Financial Queries

Ask questions about your spending and get instant answers:

Spending Analysis

How much did I spend on groceries this month?
What's my total spending in January?
Show me my restaurant expenses

Category Breakdowns

How much on transportation?
What did I spend on entertainment?

Time-Based Queries

What were my expenses last week?
How much did I spend today?
Show me December spending

Comparative Analysis

Compare this month to last month
How does my spending compare to last year?

hilm.ai understands natural language, so you can ask questions however feels most natural to you.

Personalized Financial Advice

Based on your spending patterns, hilm.ai provides:

Spending trend identification - Spot patterns you might not notice
Savings opportunities - Suggestions for where you can cut back
Goal setting guidance - Help setting realistic financial goals
Detailed financial analysis - Deep insights into your financial behavior

The more you use hilm.ai, the better it understands your financial habits and the more personalized its advice becomes.

Modes: Choose Your Style

hilm.ai offers three modes optimized for different use cases:

💰 Logger Mode (/mode_logger)

Fastest way to capture expenses
Perfect for quick logging on the go
Minimal conversation, maximum speed

💬 Chat Mode (/mode_chat)

Conversational and context-aware
Remembers your previous messages
Great for asking questions and getting help

📊 Query Mode (/mode_query)

Purpose-built for financial insights
Instant spending breakdowns
Optimized for data analysis

Switch between modes anytime with /mode or use the quick shortcuts.

Tips for Getting the Most Out of hilm.ai

1. Be Consistent

Log expenses regularly - even small ones. The more data hilm.ai has, the better insights it can provide. Try to log expenses as soon as they happen, or set a daily reminder.

2. Use Natural Language

Don’t worry about perfect formatting. hilm.ai understands natural language:

✅ Good: “Spent 45 dollars on groceries at Whole Foods” ✅ Good: “Coffee $5.50” ✅ Good: “Lunch 25 EUR”

hilm.ai will extract the relevant information automatically.

3. Leverage Voice Messages

Voice messages are perfect when you’re busy or on the go. Just speak naturally, and hilm.ai will transcribe and process your expense.

4. Take Advantage of Receipt Photos

Receipt photos are the fastest way to log detailed transactions. hilm.ai extracts all the information automatically, saving you time.

5. Ask Questions Regularly

Don’t just log expenses - ask questions! The more you interact with hilm.ai, the more insights you’ll discover about your spending habits.

6. Use Commands Efficiently

Essential Commands:

/start - Welcome message and onboarding
/help - View all available commands
/mode - Switch between Logger, Chat, and Query modes
/recent - View your recent transactions
/edit - Edit or delete previous transactions
/clear - Clear conversation history
/currency - Set your default currency
/timezone - Set your timezone
/subscribe - View subscription plans
/billing - Manage your subscription

7. Set Up Your Profile Early

While optional, setting your currency and timezone early ensures all your reports and summaries are accurate from the start.

8. Review Your Spending Regularly

Use /recent to review your transactions, or ask questions like “What did I spend this week?” to stay on top of your finances.

Next Steps

Ready to take control of your finances?

Start tracking - Begin logging your expenses today
Explore features - Try text, voice, and receipt photos
Ask questions - Discover insights about your spending
Set up your profile - Configure currency and timezone for better accuracy
Subscribe - Continue with a 7-day free trial, then choose a plan that works for you

Subscription Plans

Monthly Plan - $16/month with full access to all features
Annual Plan - $150/year (save $42 compared to monthly)

Both plans include the 7-day free trial, so you can explore everything risk-free.

View all plans and subscribe with /subscribe in the bot, or visit our pricing page.

Questions? Use /help in the bot anytime, or reach out to our support team. We’re here to help you make the most of hilm.ai!

Start your financial journey today - Try hilm.ai now 🚀