Chat with your money, get smart insights. Send expenses via text, voice, or receipt photos—get instant insights and tailored advice.
Available now on Telegram
Early access • Your feedback shapes the product
See how easy it is to manage your finances through natural conversations with your AI agent
Snap a photo and watch transactions log automatically
Speak naturally and let AI extract every expense detail
Type your expenses and get instant categorization
Ask. Analyze. Plan your future.
Get instant AI-powered answers to your financial questions. Ask about spending, trends, and watch insights compound into smarter decisions.
AI-powered tracking that reveals where every dollar flows
Personalized AI guidance that compounds your financial growth
Visualize patterns and track your compounding progress over time
Track, manage, and optimize your finances—all through simple conversations in Telegram.
Send text messages, voice notes, or receipt photos. Our AI understands them all and automatically logs your transactions.
Get tailored recommendations based on your spending patterns, savings goals, and financial behavior.
Receive daily spending summaries and weekly financial reports delivered right to your Telegram.
Create custom budgets for different categories. Get real-time alerts when you are approaching your limits.
I was inspired by Morgan Housel's book "The Art of Spending Money", where he talks about owning your future through saving while preventing saving addiction or overspending.
Finding the right balance requires data about your spending and insights—but I realized I had neither.
Spending Patterns: How much did I spend last 3 months on shopping, dining, or groceries? I had no clue.
Balance Check: Am I overspending or over-saving? Am I truly owning my future?
Margin of Safety: If I get laid off, do I have 6 months of expenses covered? What's my short-term safety net?
Investment Readiness: How about investing? Do I have the right foundation to start?
So I built hilmai as ai agent for myself first—to get answers at any moment. To understand my spending patterns, track my progress toward financial goals, and make informed decisions about saving, spending, and investing.
Now it's available for anyone who wants to own their financial future with data-driven insights.
hilm.ai is a new product, and we're building it in the open. If you're reading this, you're among the early users who will help shape what hilm.ai becomes.
Your feedback, your questions, and your needs will directly influence the product's direction. Be a founding member and help us build something truly useful.
Everything you need to know about hilm.ai. Find answers to the most common questions below.